Year End Dental Benefits Checklist for 2025 | Peoria, IL

December 2025
Year End Dental Benefits Checklist for 2025 | Peoria, IL

Key Takeaways

Most dental plans reset on January 1
Unused benefits usually don't roll over
• December is the best time for preventive and essential care
• Many patients overlook covered treatments beyond cleanings
• Pleasant Dental helps patients review coverage and plan confidently

The end of the year tends to sneak up on people. Work gets busy, holidays roll in, and suddenly it’s January and your unused dental coverage has vanished. That’s exactly why we have created Your Year-End Dental Benefits Checklists guide. Once you understand how your plan resets and what you still have available, you can wrap up the year with a healthier smile and fewer out-of-pocket surprises.

Why Do Year-End Benefits Matter?

Most insurance plans follow a simple rule: use your benefits before December 31 or lose them. Preventive visits, remaining annual maximum amounts, and even flexible spending account funds often expire. What this really means is that every postponed appointment or delayed treatment becomes more expensive later. When you take advantage of what remains now, you stay on top of your oral health and avoid paying for care that could have been covered.

Your 2025 Year-End Checklist

  • Start with the basics. Book your cleanings and exams if you haven’t visited this year. Preventive care is usually fully covered, and it helps your dentist spot anything that still needs attention.
  • Next, review your dental insurance coverage through your insurer’s portal. You’ll see whether you still have benefits left for fillings, crowns or other treatments you’ve been putting off.
  • If you use an FSA, check your balance. Some plans carry over a small amount, others don’t. Knowing your deadline keeps you from losing money you’ve already set aside.
  • Families should plan together. If a family member has unused dental insurance benefits, this is the right time to schedule their visit and keep everyone’s care on track.

What Patients Often Miss?

People often think year-end planning begins and ends with cleanings, but there’s usually more available. Restorative work, periodontal care, and even elective options like whitening or orthodontic evaluations may fit within your remaining benefits. These are the treatments people forget all year, and December is often the best moment to finally get them done.

Common FAQs

1. Can you still get an appointment in December?
A: Most likely yes. Pleasant Dental keeps space for end-of-year patients.

2. Does unused insurance money roll over?
A: Usually not, which is why you shouldn’t miss out on year-end dental insurance tips like checking your remaining coverage early.

3. What if your plan resets earlier than January?
Contact your insurer and plan right away. The logic stays the same; the window is simply shorter.

Why Do Patients Choose Pleasant Dental?

Patients want clarity this time of year. Pleasant Dental helps you review your insurance plan, understand what’s still available, and schedule treatment without stress. You get guidance, transparency, and a team that wants you to get full value from your coverage.

Don't Let Your Dental Benefits Go to Waste. Visit us now!

Year-end planning isn’t just about squeezing in an appointment. It’s about taking control of your oral health and avoiding unnecessary costs in the new year. If you’re in or near Peoria, IL and want clarity about your benefits, we are ready to help.

Call Pleasant Dental today to schedule your appointments and make the most of the coverage you still have.

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Author

Dr. Chad Lyons, DDS

CEO, Lead Dentist

Dr. Lyons graduated magna cum laude with a B.S. in Exercise Science from BYU as well as on the Dean’s List from The Ohio State University College of Dentistry. He likes to stay current with new trends in dentistry through continuing education courses. A passion for art, science and service inspired